:root{--navy:#24318C;--navy-d:#151d55;--gold:#D9A23E;--cream:#F6F3EC;--ink:#1d2333;--mut:#5b6275;--line:#e6e2d8;--r:16px}*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:#fff;line-height:1.65;font-size:17px}img{max-width:100%;height:auto;display:block}a{color:var(--navy)}h1,h2,h3{font-family:'Outfit','Inter',system-ui,sans-serif;line-height:1.15;margin:0 0 .5em;color:var(--navy-d);letter-spacing:-.01em}h1{font-size:clamp(2rem,4.6vw,3.4rem);font-weight:800}h2{font-size:clamp(1.6rem,3vw,2.3rem);font-weight:800}h3{font-size:1.2rem;font-weight:700}p{margin:0 0 1em}.wrap{width:min(1180px,100%);margin:0 auto;padding:0 20px}.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}svg{width:1em;height:1em;fill:currentColor;flex:none}.btn{white-space:nowrap;display:inline-flex;align-items:center;gap:.5em;font-weight:700;text-decoration:none;border-radius:999px;padding:.85em 1.4em;font-size:1rem;transition:transform .15s,box-shadow .15s;border:0;cursor:pointer;font-family:inherit}.btn:hover{transform:translateY(-1px)}.btn-gold{background:var(--gold);color:var(--navy-d);box-shadow:0 6px 18px rgba(217,162,62,.35)}.btn-line{border:2px solid currentColor;color:#fff;padding:.75em 1.3em}.btn-navy{background:var(--navy);color:#fff}/* header */.hcbar{background:#163446;color:#C8DCE8;text-align:center;font-size:.85rem;font-weight:600;padding:8px 16px;line-height:1.4}.hcbar a{color:#fff;text-decoration:underline;text-underline-offset:2px}.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}.hdr .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;height:74px}.logo{display:block;line-height:0}.logo img{height:50px;width:auto;max-width:100%}.nav{display:flex;gap:0;align-items:center}.nav a{white-space:nowrap;text-decoration:none;color:var(--ink);font-weight:600;font-size:.9rem;padding:.45em .5em;border-radius:8px}.nav a:hover,.nav a[aria-current]{color:var(--navy);background:var(--cream)}.hdr-call{display:flex;align-items:center;gap:10px}.hdr-call .num{font-weight:800;color:var(--navy);text-decoration:none;white-space:nowrap}.menu{display:none}.menu summary{list-style:none;cursor:pointer;padding:10px;border-radius:10px;border:1px solid var(--line);font-weight:700}.menu summary::-webkit-details-marker{display:none}.menu .panel{position:absolute;left:0;right:0;top:74px;background:#fff;border-bottom:1px solid var(--line);padding:10px 20px 18px;box-shadow:0 18px 30px rgba(0,0,0,.08)}.menu .panel a{display:block;padding:12px 4px;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink);font-weight:600}/* hero */.hero{position:relative;color:#fff;background:var(--navy-d);overflow:hidden}.hero img.bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.42}.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(21,29,85,.95) 0%,rgba(21,29,85,.75) 45%,rgba(21,29,85,.15) 100%)}.hero .wrap{position:relative;z-index:2;padding-top:clamp(56px,9vw,120px);padding-bottom:clamp(56px,9vw,120px)}.hero h1{color:#fff;max-width:760px}.hero .lead{font-size:1.18rem;max-width:620px;color:#e6e9f7}.eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(217,162,62,.16);color:var(--gold);border:1px solid rgba(217,162,62,.45);padding:6px 14px;border-radius:999px;font-weight:700;font-size:.85rem;letter-spacing:.04em;text-transform:uppercase;margin-bottom:18px}.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}.trust{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:30px;padding:0;list-style:none;color:#dfe3f5;font-weight:600;font-size:.95rem}.trust li{display:flex;align-items:center;gap:8px}.trust svg{color:var(--gold)}/* sections */.sec{padding:clamp(56px,7vw,96px) 0}.sec.cream{background:var(--cream)}.sec.navy{background:var(--navy-d);color:#e6e9f7}.sec.navy h2{color:#fff}.kicker{color:var(--gold);font-weight:800;letter-spacing:.08em;text-transform:uppercase;font-size:.82rem;margin-bottom:8px;display:block}.intro{max-width:720px}.intro p{color:var(--mut);font-size:1.08rem}.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;display:flex;flex-direction:column;text-decoration:none;color:inherit;transition:box-shadow .2s,transform .2s}.card:hover{box-shadow:0 16px 34px rgba(21,29,85,.12);transform:translateY(-3px)}.card img{aspect-ratio:16/10;object-fit:cover;width:100%}.card .in{padding:20px 22px 22px;display:flex;flex-direction:column;gap:6px;flex:1}.card p{color:var(--mut);margin:0;font-size:.97rem}.card .more{margin-top:auto;padding-top:10px;color:var(--navy);font-weight:700;display:flex;align-items:center;gap:6px}.split{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(28px,5vw,64px);align-items:center}.split img{border-radius:22px;box-shadow:0 24px 50px rgba(21,29,85,.18);aspect-ratio:4/3;object-fit:cover;width:100%}.ticks{list-style:none;padding:0;margin:18px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:10px 18px}.ticks li{display:flex;gap:10px;align-items:flex-start;font-weight:600}.ticks svg{color:var(--gold);margin-top:5px}.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;counter-reset:s;margin-top:28px;padding:0;list-style:none}.steps li{background:#fff;border-radius:var(--r);padding:22px;border:1px solid var(--line);counter-increment:s}.steps li:before{content:counter(s);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold);font-weight:800;margin-bottom:12px}.steps b{display:block;color:var(--navy-d);margin-bottom:4px}.steps span{color:var(--mut);font-size:.95rem}/* reviews */.rvhead{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;flex-wrap:wrap}.rvnav{display:flex;gap:10px}.rvnav button{width:48px;height:48px;border-radius:50%;border:1.5px solid rgba(255,255,255,.35);background:transparent;color:#fff;cursor:pointer;display:grid;place-items:center;font-size:1.2rem;transition:background .2s,border-color .2s}.rvnav button:hover{background:var(--gold);border-color:var(--gold);color:var(--navy-d)}.rvnav button.prev svg{transform:rotate(180deg)}.rvwrap{position:relative;margin-top:30px}.revs{display:grid;grid-auto-flow:column;grid-auto-columns:calc((100% - 44px)/3);gap:22px;overflow-x:auto;scroll-snap-type:x mandatory;padding:4px 2px 26px;scrollbar-width:none;-ms-overflow-style:none}.revs::-webkit-scrollbar{display:none}.rv{position:relative;margin:0;scroll-snap-align:start;background:#fff;color:var(--ink);border-radius:22px;padding:30px 28px 26px;display:flex;flex-direction:column;gap:14px;box-shadow:0 18px 40px rgba(6,10,40,.28);overflow:hidden}.rv:before{content:"";position:absolute;left:0;top:0;right:0;height:5px;background:linear-gradient(90deg,var(--gold),#f0c879)}.rv .rv-q{position:absolute;right:18px;top:-6px;font-family:Georgia,serif;font-size:7.5rem;line-height:1;color:var(--gold);opacity:.16;pointer-events:none}.rv .tag{align-self:flex-start;background:var(--cream);color:var(--navy);font-weight:800;font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;padding:5px 11px;border-radius:999px}.rv .rv-h{font-family:'Outfit',system-ui,sans-serif;font-weight:800;font-size:1.28rem;line-height:1.25;color:var(--navy-d);margin:0;letter-spacing:-.01em}.rv blockquote{margin:0;color:#454b5e;font-size:.98rem;line-height:1.7}.revs .rv blockquote{display:-webkit-box;-webkit-line-clamp:6;-webkit-box-orient:vertical;overflow:hidden}.rv .more{font-weight:700;font-size:.9rem;color:var(--navy);text-decoration:none;display:inline-flex;gap:6px;align-items:center;margin-top:-4px}.rv figcaption{margin-top:auto;padding-top:16px;border-top:1px solid var(--line);display:flex;align-items:center;gap:12px}.av{flex:none;width:46px;height:46px;border-radius:50%;display:grid;place-items:center;font-weight:800;font-size:.95rem;color:var(--gold);background:linear-gradient(135deg,var(--navy),var(--navy-d));box-shadow:inset 0 0 0 2px rgba(217,162,62,.5)}.rv cite{font-style:normal;font-weight:800;color:var(--navy-d);line-height:1.3;display:block}.rv cite small{display:block;font-weight:600;color:var(--mut);font-size:.85rem}.rvfoot{display:flex;flex-wrap:wrap;gap:14px 26px;align-items:center;margin-top:8px}.rvfoot .note{color:#c9cfee;font-size:.95rem;display:flex;gap:8px;align-items:center}.rvfoot .note svg{color:var(--gold)}/* testimonials page */.feat{display:grid;grid-template-columns:auto 1fr;gap:clamp(18px,4vw,44px);align-items:start;background:#fff;border-radius:28px;padding:clamp(26px,5vw,56px);box-shadow:0 24px 60px rgba(21,29,85,.12);position:relative;overflow:hidden}.feat:before{content:"";position:absolute;inset:0 auto 0 0;width:6px;background:var(--gold)}.feat .big{font-family:Georgia,serif;font-size:clamp(5rem,12vw,9rem);line-height:.7;color:var(--gold)}.feat .rv-h{font-family:'Outfit',system-ui,sans-serif;font-weight:800;font-size:clamp(1.5rem,3.2vw,2.3rem);line-height:1.15;color:var(--navy-d);margin:0 0 14px}.feat blockquote{margin:0 0 22px;font-size:clamp(1.02rem,1.6vw,1.2rem);line-height:1.7;color:#3c4256}.feat figcaption{display:flex;align-items:center;gap:14px}.feat cite{font-style:normal;font-weight:800;color:var(--navy-d)}.feat cite small{display:block;font-weight:600;color:var(--mut)}.stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:26px 0 0}.stats div{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);border-radius:16px;padding:16px 18px;color:#dfe3f5;font-size:.92rem}.stats b{display:block;font-family:'Outfit',system-ui,sans-serif;font-size:1.7rem;color:#fff;line-height:1.1}.filters{display:flex;flex-wrap:wrap;gap:10px;margin:34px 0 22px}.filters button{font:inherit;font-weight:700;font-size:.92rem;padding:9px 18px;border-radius:999px;border:1.5px solid var(--line);background:#fff;color:var(--navy-d);cursor:pointer}.filters button[aria-pressed=true]{background:var(--navy);border-color:var(--navy);color:#fff}.revgrid{columns:3 300px;column-gap:22px}.revgrid .rv{break-inside:avoid;margin:0 0 22px;box-shadow:0 10px 30px rgba(21,29,85,.09);border:1px solid var(--line);display:flex}.revgrid .rv[hidden]{display:none}@media (max-width:980px){.revs{grid-auto-columns:calc((100% - 22px)/2)}}@media (max-width:700px){.revs{grid-auto-columns:88%}.stats{grid-template-columns:1fr}.feat{grid-template-columns:1fr}.feat .big{line-height:.6;height:48px}.rv{padding:26px 22px 22px}.rvnav{display:none}}/* areas */.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.chips a,.chips span{background:#fff;border:1px solid var(--line);padding:9px 16px;border-radius:999px;text-decoration:none;font-weight:700;color:var(--navy-d);display:inline-flex;gap:8px;align-items:center}.chips svg{color:var(--gold)}/* cta band */.band{background:linear-gradient(120deg,var(--navy) 0%,var(--navy-d) 100%);color:#fff;border-radius:26px;padding:clamp(28px,5vw,56px);display:grid;grid-template-columns:1.2fr .8fr;gap:30px;align-items:center}.band h2{color:#fff}.band p{color:#dfe3f5}/* form */.form{background:#fff;border-radius:20px;padding:24px;color:var(--ink);display:grid;gap:12px}.form label{font-weight:700;font-size:.9rem;display:grid;gap:6px}.form input,.form select,.form textarea{font:inherit;font-size:16px;padding:12px 14px;border:1.5px solid var(--line);border-radius:12px;width:100%;background:#fff}.form input:focus,.form select:focus,.form textarea:focus{outline:3px solid rgba(36,49,140,.18);border-color:var(--navy)}.form .note{font-size:.82rem;color:var(--mut);margin:0}/* faq */.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:4px 20px;margin-bottom:12px}.faq summary{cursor:pointer;font-weight:700;padding:14px 0;list-style:none;display:flex;justify-content:space-between;gap:12px;color:var(--navy-d)}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-size:1.4rem;color:var(--gold);line-height:1}.faq details[open] summary:after{content:"–"}.faq details p{color:var(--mut)}/* breadcrumbs */.crumbs{font-size:.88rem;margin-bottom:14px;color:#c9cfee}.crumbs a{color:#fff}.prose h2{margin-top:1.4em}.prose p{color:#3c4256}.gal{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.gal img{border-radius:14px;aspect-ratio:4/3;object-fit:cover;width:100%}/* footer */.ftr{background:#0f1540;color:#c9cfee;padding:56px 0 110px;font-size:.95rem}.ftr a{color:#fff;text-decoration:none}.ftr .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px}.ftr h3{color:#fff;font-size:1rem}.ftr ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}.ftr .legal{border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:18px;font-size:.85rem}.ftr .flogo{background:#fff;border-radius:12px;padding:8px 12px;display:inline-block;margin-bottom:14px}.ftr .flogo img{height:38px;width:auto}/* sticky mobile call */.mcall{display:none;position:fixed;left:12px;right:12px;bottom:12px;z-index:60;gap:10px}.mcall a{flex:1;justify-content:center;box-shadow:0 10px 26px rgba(0,0,0,.25)}@media (max-width:1240px){.nav{display:none}.menu{display:block}}@media (min-width:1241px) and (max-width:1360px){.hdr-call .num{display:none}}@media (max-width:980px){.hdr-call .num{display:none}.grid3{grid-template-columns:repeat(2,minmax(0,1fr))}.steps{grid-template-columns:repeat(2,minmax(0,1fr))}.ftr .cols{grid-template-columns:1fr 1fr}.band{grid-template-columns:1fr}}@media (max-width:700px){body{font-size:16px}.split{grid-template-columns:1fr}.grid3,.gal{grid-template-columns:1fr}.ticks{grid-template-columns:1fr}.steps{grid-template-columns:1fr}.mcall{display:flex}.hdr-call .btn{display:none}.logo img{height:40px}.hdr .wrap{gap:10px}.ftr .cols{grid-template-columns:1fr}.hero .lead{font-size:1.05rem}}